Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$550,454	$531,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$2,752	$0
Note rate	4.170%	7.400%
Blended rate	4.170%	7.640%
1st payment	$2,913.86	$3,676.54
2nd payment	$0.00	$0.00
Taxes / mo	$314.17	$314.17
Insurance / mo	$166.67	$166.67
MI / mo	$0.00	$106.20
HOA / mo	$93.33	$93.33
Total monthly	$3,488.02	$4,356.90
Cash to close	$39,546	$59,000