Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$167,552	$167,552	$358,200
Remaining term (yrs)	20.2	20.2	30.0
Secondary amount	$0	$190,648	$0
Funding fee	$838	$838	$0
Note rate	3.770%	3.770%	7.400%
Blended rate	3.770%	6.021%	7.640%
1st payment	$984.21	$984.21	$2,480.10
2nd payment	$0.00	$1,270.99	$0.00
Taxes / mo	$89.42	$89.42	$89.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$71.64
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,223.63	$2,494.62	$2,791.16
Cash to close	$230,448	$39,800	$39,800