Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$351,738$351,738$369,000
Remaining term (yrs)26.326.330.0
Secondary amount$0$37,762$0
Funding fee$0$0$0
Note rate6.360%6.360%7.400%
Blended rate7.210%7.391%7.640%
1st payment$2,293.52$2,293.52$2,554.88
2nd payment$0.00$373.69$0.00
Taxes / mo$184.42$184.42$184.42
Insurance / mo$150.00$150.00$150.00
MI / mo$168.76$168.76$73.80
HOA / mo$200.00$200.00$200.00
Total monthly$2,996.70$3,370.39$3,163.10
Cash to close$58,262$20,500$41,000