Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$280,878$280,878$449,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$169,032$0
Funding fee$0$0$0
Note rate2.890%2.890%7.400%
Blended rate3.740%5.340%7.640%
1st payment$1,346.94$1,346.94$3,115.09
2nd payment$0.00$1,126.88$0.00
Taxes / mo$187.67$187.67$187.67
Insurance / mo$166.67$166.67$166.67
MI / mo$229.52$229.52$89.98
HOA / mo$74.00$74.00$74.00
Total monthly$2,004.79$3,131.67$3,633.40
Cash to close$219,022$49,990$49,990