Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$268,766$268,766$463,500
Remaining term (yrs)23.923.930.0
Secondary amount$0$194,734$0
Funding fee$0$0$0
Note rate2.860%2.860%7.400%
Blended rate3.710%5.512%7.640%
1st payment$1,290.92$1,290.92$3,209.18
2nd payment$0.00$1,298.22$0.00
Taxes / mo$179.75$179.75$179.75
Insurance / mo$166.67$166.67$166.67
MI / mo$220.82$220.82$92.70
HOA / mo$115.00$115.00$115.00
Total monthly$1,973.16$3,271.38$3,763.30
Cash to close$246,234$51,500$51,500