Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$953,243$953,243$1,485,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$531,757$0
Funding fee$4,766$4,766$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.611%7.640%
1st payment$4,451.28$4,451.28$10,281.84
2nd payment$0.00$3,434.26$0.00
Taxes / mo$960.25$960.25$960.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$297.00
HOA / mo$122.00$122.00$122.00
Total monthly$5,750.20$9,184.46$11,877.76
Cash to close$696,757$165,000$165,000