Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$371,353$371,353$540,000
Remaining term (yrs)23.223.230.0
Secondary amount$0$168,647$0
Funding fee$1,857$1,857$0
Note rate3.690%3.690%7.400%
Blended rate3.690%5.036%7.640%
1st payment$1,980.07$1,980.07$3,738.85
2nd payment$0.00$1,124.31$0.00
Taxes / mo$473.67$473.67$473.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$108.00
HOA / mo$76.67$76.67$76.67
Total monthly$2,697.08$3,821.39$4,563.85
Cash to close$228,647$60,000$60,000