Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$467,731$467,731$508,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$40,769$0
Funding fee$2,339$2,339$0
Note rate2.810%2.810%7.400%
Blended rate2.810%3.306%7.640%
1st payment$2,197.50$2,197.50$3,520.75
2nd payment$0.00$305.77$0.00
Taxes / mo$463.42$463.42$463.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$101.70
HOA / mo$75.00$75.00$75.00
Total monthly$2,902.59$3,208.35$4,327.53
Cash to close$97,269$56,500$56,500