Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$131,683$131,683$494,100
Remaining term (yrs)12.012.030.0
Secondary amount$0$362,417$0
Funding fee$0$0$0
Note rate6.470%6.470%7.400%
Blended rate7.320%7.635%7.640%
1st payment$1,305.35$1,305.35$3,421.05
2nd payment$0.00$2,340.61$0.00
Taxes / mo$211.58$211.58$211.58
Insurance / mo$166.67$166.67$166.67
MI / mo$146.74$146.74$98.82
HOA / mo$60.00$60.00$60.00
Total monthly$1,890.34$4,230.95$3,958.12
Cash to close$417,317$54,900$54,900