Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$314,444$314,444$450,000
Remaining term (yrs)23.523.530.0
Secondary amount$0$135,556$0
Funding fee$1,572$1,572$0
Note rate2.875%2.875%7.400%
Blended rate2.875%4.419%7.640%
1st payment$1,527.54$1,527.54$3,115.71
2nd payment$0.00$903.71$0.00
Taxes / mo$154.00$154.00$154.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$50.00$50.00$50.00
Total monthly$1,898.21$2,801.92$3,576.38
Cash to close$185,556$50,000$50,000