Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$421,364	$421,364	$449,550
Remaining term (yrs)	26.5	26.5	30.0
Secondary amount	$0	$28,186	$0
Funding fee	$0	$0	$0
Note rate	6.540%	6.540%	7.400%
Blended rate	7.090%	7.210%	7.640%
1st payment	$2,785.75	$2,785.75	$3,112.59
2nd payment	$0.00	$211.40	$0.00
Taxes / mo	$389.25	$389.25	$389.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$201.17	$201.17	$89.91
HOA / mo	$59.00	$59.00	$59.00
Total monthly	$3,601.83	$3,813.23	$3,817.42
Cash to close	$78,136	$49,950	$49,950