Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$317,493$317,493$360,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$42,507$0
Funding fee$0$0$0
Note rate4.170%4.170%7.400%
Blended rate5.020%5.490%7.640%
1st payment$1,680.67$1,680.67$2,492.57
2nd payment$0.00$318.80$0.00
Taxes / mo$305.33$305.33$305.33
Insurance / mo$150.00$150.00$150.00
MI / mo$244.32$244.32$72.00
HOA / mo$225.00$225.00$225.00
Total monthly$2,605.32$2,924.12$3,244.90
Cash to close$82,507$40,000$40,000