Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$255,068	$255,068	$364,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$109,432	$0
Funding fee	$1,275	$1,275	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	3.180%	4.627%	7.640%
1st payment	$1,273.23	$1,273.23	$2,523.72
2nd payment	$0.00	$729.55	$0.00
Taxes / mo	$357.17	$357.17	$357.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.90
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$1,855.39	$2,584.94	$3,178.79
Cash to close	$149,932	$40,500	$40,500