Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$118,993	$118,993	$231,300
Remaining term (yrs)	18.5	18.5	30.0
Secondary amount	$0	$112,307	$0
Funding fee	$595	$595	$0
Note rate	3.600%	3.600%	7.400%
Blended rate	3.600%	5.736%	7.640%
1st payment	$732.62	$732.62	$1,601.47
2nd payment	$0.00	$748.71	$0.00
Taxes / mo	$214.17	$214.17	$214.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.26
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,096.78	$1,845.50	$2,011.90
Cash to close	$138,007	$25,700	$25,700