Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$386,158	$373,500
Remaining term (yrs)	26.3	30.0
Secondary amount	$0	$0
Funding fee	$1,931	$0
Note rate	6.420%	7.400%
Blended rate	6.420%	7.640%
1st payment	$2,532.59	$2,586.04
2nd payment	$0.00	$0.00
Taxes / mo	$173.75	$173.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$74.70
HOA / mo	$100.00	$100.00
Total monthly	$2,956.34	$3,084.49
Cash to close	$28,842	$41,500