Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$540,742$540,742$661,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$120,758$0
Funding fee$2,704$2,704$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.831%7.640%
1st payment$2,502.37$2,502.37$4,580.09
2nd payment$0.00$805.05$0.00
Taxes / mo$488.33$488.33$488.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$132.30
HOA / mo$70.00$70.00$70.00
Total monthly$3,277.37$4,082.43$5,487.39
Cash to close$194,258$73,500$73,500