Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$180,484	$180,484	$328,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$148,016	$0
Funding fee	$902	$902	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.060%	5.286%	7.640%
1st payment	$867.32	$867.32	$2,274.47
2nd payment	$0.00	$986.78	$0.00
Taxes / mo	$122.92	$122.92	$122.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$65.70
HOA / mo	$13.00	$13.00	$13.00
Total monthly	$1,153.23	$2,140.01	$2,626.08
Cash to close	$184,516	$36,500	$36,500