Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$45,323	$45,323	$269,550
Remaining term (yrs)	7.1	7.1	30.0
Secondary amount	$0	$224,227	$0
Funding fee	$0	$0	$0
Note rate	5.950%	5.950%	7.400%
Blended rate	6.800%	7.590%	7.640%
1st payment	$642.65	$642.65	$1,866.31
2nd payment	$0.00	$1,448.13	$0.00
Taxes / mo	$73.83	$73.83	$73.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$76.33	$76.33	$53.91
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$942.81	$2,390.94	$2,144.05
Cash to close	$254,177	$29,950	$29,950