Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$349,285	$349,285	$391,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$42,215	$0
Funding fee	$1,746	$1,746	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	3.477%	7.640%
1st payment	$1,641.01	$1,641.01	$2,710.67
2nd payment	$0.00	$316.62	$0.00
Taxes / mo	$207.83	$207.83	$207.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$78.30
HOA / mo	$230.00	$230.00	$230.00
Total monthly	$2,228.85	$2,545.46	$3,376.80
Cash to close	$85,715	$43,500	$43,500