Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$152,309	$152,309	$292,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$140,191	$0
Funding fee	$762	$762	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	2.940%	5.365%	7.640%
1st payment	$732.57	$732.57	$2,025.21
2nd payment	$0.00	$934.61	$0.00
Taxes / mo	$92.33	$92.33	$92.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$58.50
HOA / mo	$48.33	$48.33	$48.33
Total monthly	$1,023.24	$1,957.85	$2,374.37
Cash to close	$172,691	$32,500	$32,500