Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$395,169	$395,169	$405,000
Remaining term (yrs)	25.1	25.1	30.0
Secondary amount	$0	$32,331	$0
Funding fee	$1,976	$1,976	$0
Note rate	3.070%	3.070%	7.400%
Blended rate	3.070%	3.736%	7.640%
1st payment	$1,875.92	$1,875.92	$2,804.14
2nd payment	$0.00	$319.95	$0.00
Taxes / mo	$331.08	$331.08	$331.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$81.00
HOA / mo	$153.00	$153.00	$153.00
Total monthly	$2,510.00	$2,829.95	$3,519.22
Cash to close	$54,831	$22,500	$45,000