Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$202,734	$202,734	$283,500
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$80,766	$0
Funding fee	$0	$0	$0
Note rate	4.270%	4.270%	7.400%
Blended rate	5.120%	6.225%	7.640%
1st payment	$1,162.03	$1,162.03	$1,962.90
2nd payment	$0.00	$605.75	$0.00
Taxes / mo	$227.33	$227.33	$227.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.92	$166.92	$56.70
HOA / mo	$45.00	$45.00	$45.00
Total monthly	$1,751.29	$2,357.03	$2,441.93
Cash to close	$112,266	$31,500	$31,500