Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$248,651	$248,651	$382,050
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$133,399	$0
Funding fee	$0	$0	$0
Note rate	4.270%	4.270%	7.400%
Blended rate	5.120%	6.126%	7.640%
1st payment	$1,428.33	$1,428.33	$2,645.24
2nd payment	$0.00	$889.33	$0.00
Taxes / mo	$134.08	$134.08	$134.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$205.17	$205.17	$76.41
HOA / mo	$25.00	$25.00	$25.00
Total monthly	$1,942.58	$2,831.91	$3,030.73
Cash to close	$175,849	$42,450	$42,450