Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$113,989$113,989$269,999
Remaining term (yrs)18.818.830.0
Secondary amount$0$156,010$0
Funding fee$0$0$0
Note rate3.980%3.980%7.400%
Blended rate4.830%6.662%7.640%
1st payment$715.48$715.48$1,869.42
2nd payment$0.00$1,040.07$0.00
Taxes / mo$91.75$91.75$91.75
Insurance / mo$150.00$150.00$150.00
MI / mo$106.41$106.41$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,063.64$2,103.71$2,165.17
Cash to close$186,010$30,000$30,000