Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$77,593	$77,593	$341,910
Remaining term (yrs)	19.1	19.1	30.0
Secondary amount	$0	$264,317	$0
Funding fee	$0	$0	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	4.650%	7.046%	7.640%
1st payment	$474.11	$474.11	$2,367.32
2nd payment	$0.00	$1,707.05	$0.00
Taxes / mo	$138.08	$138.08	$138.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$72.07	$72.07	$68.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$834.27	$2,541.31	$2,723.78
Cash to close	$302,307	$37,990	$37,990