Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,409$210,409$224,100
Remaining term (yrs)25.025.030.0
Secondary amount$0$26,141$0
Funding fee$0$0$0
Note rate2.990%2.990%7.400%
Blended rate3.840%4.728%7.640%
1st payment$992.25$992.25$1,551.62
2nd payment$0.00$258.68$0.00
Taxes / mo$68.42$68.42$68.42
Insurance / mo$150.00$150.00$150.00
MI / mo$166.92$166.92$44.82
HOA / mo$240.00$240.00$240.00
Total monthly$1,617.59$1,876.27$2,054.86
Cash to close$38,591$12,450$24,900