Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$229,882$229,882$395,550
Remaining term (yrs)26.426.430.0
Secondary amount$0$165,668$0
Funding fee$1,149$1,149$0
Note rate6.600%6.600%7.400%
Blended rate6.600%7.186%7.640%
1st payment$1,532.14$1,532.14$2,738.71
2nd payment$0.00$1,104.46$0.00
Taxes / mo$293.67$293.67$293.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.11
HOA / mo$115.00$115.00$115.00
Total monthly$2,090.81$3,195.26$3,376.48
Cash to close$209,618$43,950$43,950