Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$372,982	$342,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$1,865	$0
Note rate	4.375%	7.400%
Blended rate	4.375%	7.640%
1st payment	$2,017.54	$2,367.94
2nd payment	$0.00	$0.00
Taxes / mo	$113.75	$113.75
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$68.40
HOA / mo	$87.00	$87.00
Total monthly	$2,368.29	$2,787.09
Cash to close	$7,018	$38,000