Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$1	$1	$251,100
Remaining term (yrs)	10.1	10.1	30.0
Secondary amount	$0	$251,099	$0
Funding fee	$0	$0	$0
Note rate	6.450%	6.450%	7.400%
Blended rate	7.300%	7.750%	7.640%
1st payment	$0.01	$0.01	$1,738.57
2nd payment	$0.00	$1,621.68	$0.00
Taxes / mo	$73.75	$73.75	$73.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$50.22
HOA / mo	$150.00	$150.00	$150.00
Total monthly	$373.76	$1,995.44	$2,162.54
Cash to close	$278,999	$27,900	$27,900