Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$248,970	$238,410
Remaining term (yrs)	25.7	30.0
Secondary amount	$0	$0
Funding fee	$1,245	$0
Note rate	5.250%	7.400%
Blended rate	5.250%	7.640%
1st payment	$1,468.75	$1,650.70
2nd payment	$0.00	$0.00
Taxes / mo	$69.58	$69.58
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$47.68
HOA / mo	$195.00	$195.00
Total monthly	$1,883.33	$2,112.97
Cash to close	$15,930	$26,490