Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$424,036	$424,036	$629,100
Remaining term (yrs)	22.0	22.0	30.0
Secondary amount	$0	$205,064	$0
Funding fee	$2,120	$2,120	$0
Note rate	4.420%	4.420%	7.400%
Blended rate	4.420%	5.505%	7.640%
1st payment	$2,508.86	$2,508.86	$4,355.76
2nd payment	$0.00	$1,324.37	$0.00
Taxes / mo	$590.33	$590.33	$590.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$125.82
HOA / mo	$150.00	$150.00	$150.00
Total monthly	$3,415.86	$4,740.23	$5,388.58
Cash to close	$274,964	$69,900	$69,900