Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$319,373	$319,373	$387,000
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$67,627	$0
Funding fee	$0	$0	$0
Note rate	6.220%	6.220%	7.400%
Blended rate	6.770%	7.160%	7.640%
1st payment	$1,979.55	$1,979.55	$2,679.51
2nd payment	$0.00	$507.20	$0.00
Taxes / mo	$127.08	$127.08	$127.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$147.82	$147.82	$77.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,404.45	$2,911.65	$3,033.99
Cash to close	$110,627	$43,000	$43,000