Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$176,310	$176,310	$283,500
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$107,190	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	5.394%	7.640%
1st payment	$834.30	$834.30	$1,962.90
2nd payment	$0.00	$714.60	$0.00
Taxes / mo	$124.67	$124.67	$124.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$140.89	$140.89	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,249.85	$1,964.46	$2,294.26
Cash to close	$138,690	$31,500	$31,500