Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$455,720$455,720$472,500
Remaining term (yrs)27.127.130.0
Secondary amount$0$43,030$0
Funding fee$0$0$0
Note rate5.250%5.250%7.400%
Blended rate5.800%6.324%7.640%
1st payment$2,623.07$2,623.07$3,271.49
2nd payment$0.00$425.82$0.00
Taxes / mo$416.92$416.92$416.92
Insurance / mo$166.67$166.67$166.67
MI / mo$217.72$217.72$94.50
HOA / mo$47.00$47.00$47.00
Total monthly$3,471.37$3,897.18$3,996.58
Cash to close$69,280$26,250$52,500