Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$322,365	$322,365	$495,000
Remaining term (yrs)	27.0	27.0	30.0
Secondary amount	$0	$172,635	$0
Funding fee	$1,612	$1,612	$0
Note rate	7.180%	7.180%	7.400%
Blended rate	7.180%	7.466%	7.640%
1st payment	$2,250.72	$2,250.72	$3,427.28
2nd payment	$0.00	$1,150.90	$0.00
Taxes / mo	$529.17	$529.17	$529.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$38.00	$38.00	$38.00
Total monthly	$2,984.56	$4,135.45	$4,260.11
Cash to close	$227,635	$55,000	$55,000