Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$79,381	$79,381	$369,000
Remaining term (yrs)	13.2	13.2	30.0
Secondary amount	$0	$289,619	$0
Funding fee	$0	$0	$0
Note rate	4.880%	4.880%	7.400%
Blended rate	5.730%	7.315%	7.640%
1st payment	$675.90	$675.90	$2,554.88
2nd payment	$0.00	$1,870.46	$0.00
Taxes / mo	$166.92	$166.92	$166.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.42	$90.42	$73.80
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$1,143.23	$3,013.68	$3,005.60
Cash to close	$330,619	$41,000	$41,000