Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$129,346	$129,346	$353,250
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$223,904	$0
Funding fee	$0	$0	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	4.030%	6.388%	7.640%
1st payment	$650.24	$650.24	$2,445.83
2nd payment	$0.00	$1,446.05	$0.00
Taxes / mo	$141.42	$141.42	$141.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$104.61	$104.61	$70.65
HOA / mo	$11.25	$11.25	$11.25
Total monthly	$1,057.51	$2,503.56	$2,819.15
Cash to close	$263,154	$39,250	$39,250