Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,607$268,607$427,410
Remaining term (yrs)25.025.030.0
Secondary amount$0$158,803$0
Funding fee$1,343$1,343$0
Note rate3.050%3.050%7.400%
Blended rate3.050%4.889%7.640%
1st payment$1,277.92$1,277.92$2,959.30
2nd payment$0.00$1,058.69$0.00
Taxes / mo$411.00$411.00$411.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,855.59$2,914.28$3,622.45
Cash to close$206,293$47,490$47,490