Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$414,933	$414,933	$787,410
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$372,477	$0
Funding fee	$2,075	$2,075	$0
Note rate	3.640%	3.640%	7.400%
Blended rate	3.640%	5.584%	7.640%
1st payment	$2,172.07	$2,172.07	$5,451.87
2nd payment	$0.00	$2,405.58	$0.00
Taxes / mo	$707.17	$707.17	$707.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$157.48
HOA / mo	$52.00	$52.00	$52.00
Total monthly	$3,147.90	$5,553.48	$6,585.18
Cash to close	$459,967	$87,490	$87,490