Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$94,926	$94,926	$270,000
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$175,074	$0
Funding fee	$0	$0	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	5.010%	6.949%	7.640%
1st payment	$621.23	$621.23	$1,869.43
2nd payment	$0.00	$1,167.16	$0.00
Taxes / mo	$138.33	$138.33	$138.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.42	$90.42	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$999.98	$2,167.14	$2,211.76
Cash to close	$205,074	$30,000	$30,000