Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$187,212$187,212$360,000
Remaining term (yrs)20.920.930.0
Secondary amount$0$172,788$0
Funding fee$0$0$0
Note rate3.930%3.930%7.400%
Blended rate4.780%6.325%7.640%
1st payment$1,092.31$1,092.31$2,492.57
2nd payment$0.00$1,151.92$0.00
Taxes / mo$143.67$143.67$143.67
Insurance / mo$150.00$150.00$150.00
MI / mo$163.44$163.44$72.00
HOA / mo$70.00$70.00$70.00
Total monthly$1,619.42$2,771.34$2,928.23
Cash to close$212,788$40,000$40,000