Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$57,569	$57,569	$472,136
Remaining term (yrs)	6.7	6.7	30.0
Secondary amount	$0	$414,566	$0
Funding fee	$288	$288	$0
Note rate	5.340%	5.340%	7.400%
Blended rate	5.340%	7.456%	7.640%
1st payment	$839.48	$839.48	$3,268.97
2nd payment	$0.00	$2,677.41	$0.00
Taxes / mo	$259.25	$259.25	$259.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.43
HOA / mo	$53.00	$53.00	$53.00
Total monthly	$1,318.39	$3,995.80	$3,842.31
Cash to close	$467,026	$52,460	$52,460