Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$128,357$128,357$341,100
Remaining term (yrs)16.516.530.0
Secondary amount$0$212,743$0
Funding fee$642$642$0
Note rate3.570%3.570%7.400%
Blended rate3.570%6.177%7.640%
1st payment$852.47$852.47$2,361.71
2nd payment$0.00$1,373.96$0.00
Taxes / mo$158.58$158.58$158.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.22
HOA / mo$87.00$87.00$87.00
Total monthly$1,248.05$2,622.01$2,825.51
Cash to close$250,643$37,900$37,900