Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$410,675$410,675$580,500
Remaining term (yrs)23.523.530.0
Secondary amount$0$169,825$0
Funding fee$2,053$2,053$0
Note rate3.650%3.650%7.400%
Blended rate3.650%4.923%7.640%
1st payment$2,161.50$2,161.50$4,019.26
2nd payment$0.00$1,132.17$0.00
Taxes / mo$466.08$466.08$466.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$116.10
HOA / mo$33.00$33.00$33.00
Total monthly$2,827.25$3,959.41$4,801.11
Cash to close$234,325$64,500$64,500