Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$149,636	$149,636	$296,910
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$147,274	$0
Funding fee	$748	$748	$0
Note rate	4.980%	4.980%	7.400%
Blended rate	4.980%	6.478%	7.640%
1st payment	$860.24	$860.24	$2,055.74
2nd payment	$0.00	$981.82	$0.00
Taxes / mo	$236.00	$236.00	$236.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.38
HOA / mo	$240.00	$240.00	$240.00
Total monthly	$1,486.24	$2,468.07	$2,741.13
Cash to close	$180,264	$32,990	$32,990