Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$405,837	$395,910
Remaining term (yrs)	28.0	30.0
Secondary amount	$0	$0
Funding fee	$2,029	$0
Note rate	6.500%	7.400%
Blended rate	6.500%	7.640%
1st payment	$2,623.08	$2,741.20
2nd payment	$0.00	$0.00
Taxes / mo	$130.92	$130.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$79.18
HOA / mo	$60.00	$60.00
Total monthly	$2,964.00	$3,161.30
Cash to close	$34,063	$43,990