Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$218,621	$218,621	$297,000
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$78,379	$0
Funding fee	$0	$0	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	3.720%	5.113%	7.640%
1st payment	$1,022.01	$1,022.01	$2,056.37
2nd payment	$0.00	$587.84	$0.00
Taxes / mo	$91.83	$91.83	$91.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$174.60	$174.60	$59.40
HOA / mo	$177.00	$177.00	$177.00
Total monthly	$1,615.44	$2,203.27	$2,534.60
Cash to close	$111,379	$33,000	$33,000