Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$280,184	$280,184	$337,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$57,316	$0
Funding fee	$0	$0	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	5.020%	5.696%	7.640%
1st payment	$1,483.17	$1,483.17	$2,336.78
2nd payment	$0.00	$429.87	$0.00
Taxes / mo	$78.25	$78.25	$78.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$215.61	$215.61	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,927.03	$2,356.90	$2,632.53
Cash to close	$94,816	$37,500	$37,500