Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$306,792$306,792$337,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$30,708$0
Funding fee$1,534$1,534$0
Note rate6.270%6.270%7.400%
Blended rate6.270%6.518%7.640%
1st payment$1,980.63$1,980.63$2,336.78
2nd payment$0.00$230.31$0.00
Taxes / mo$65.25$65.25$65.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$67.50
HOA / mo$199.00$199.00$199.00
Total monthly$2,394.88$2,625.19$2,818.53
Cash to close$68,208$37,500$37,500