Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$315,110$315,110$422,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$107,800$0
Funding fee$0$0$0
Note rate2.900%2.900%7.400%
Blended rate3.750%4.833%7.640%
1st payment$1,471.29$1,471.29$2,928.14
2nd payment$0.00$718.66$0.00
Taxes / mo$200.67$200.67$200.67
Insurance / mo$166.67$166.67$166.67
MI / mo$250.38$250.38$84.58
HOA / mo$0.00$0.00$0.00
Total monthly$2,089.00$2,807.66$3,380.06
Cash to close$154,790$46,990$46,990